Pay your tuition fees with an Indian bank loan | Finance

Once you secure your loan, you need to follow the steps provided by your loan provider so that you receive your funding in time for the start of your programme. You will be shown the amount of student academic fees you owe when completing online registration.

How we process an Indian bank loan

You will be shown the amount of student academic fees you owe when completing the online registration process. If your loan does not cover the full amount of your student academic fees, then you must pay the rest.

Your bank loan provider may provide the full funding to you in one payment or they may choose to pay by instalments which are payable on the dates below.

Register online as a student and arrange to pay your student academic fees

Each academic year, as part of matriculation, you are required to complete online registration and confirm your funding or arrange payment of your student academic fees.

How to complete your student registration

You will receive an email to your University of Edinburgh email account to let you know when you can access the online registration form. As part of registration, you will need to confirm if you have an Indian bank loan and either provide card details to set up an instalment plan, or pay your student academic fees in full.

Payment options

Pay in instalments

To pay in instalments you will need to provide card details and other information, including the cardholder’s address. We will use the card details you provide to set up an instalment plan and take payment on scheduled dates.

If you choose to pay your student academic fees by instalment and are registering before 21st September 2025, your payments will be payable on three set dates:

3 October
3 December
3 February

However, if you register after 21st September 2025, then your instalment plan dates will be different.

Check the document below for the list of instalment plans offered depending on your student funding type.

Document

INSTALMENT PLAN DATES 2025-2026 (142.94 KB / PDF)

Once you have registered and your invoice has been issued, your instalment plan will be set up and the payment dates and amounts will appear in My finance, usually within one working day.

Do not make any other form of payment method against this instalment seven days prior to its due date to prevent being charged twice.

Or

Pay in full

You can pay in full during online registration using a credit or debit card, by Flywire bank transfer or an online payment platform.

If, after registering, you decide to pay your student academic fees in full instead of instalments, you can do so through My finance channel in MyEd.

Do not make any other form of payment method against an existing instalment seven days prior to its due date to prevent being charged twice.

If the bank loan provider pays directly to The University of Edinburgh

Where your bank loan provider makes payments directly to the University, you are still required to enter your card details during online registration to set up an instalment plan. Payments will only be taken from your card if:

payment from your loan provider is not received on scheduled dates, or
the loan amount received is less than the instalment date.
The value of your Indian bank loan is converted to British pound sterling (GBP). Due to the conversion, this means you will have to pay any difference in value after the loan payment is taken.
You are responsible for any student academic fees not covered by your funding.
You can check My Finance channel in MyEd after each loan payment date to see how much you owe.

Defaulting on a payment

Check My finance

You can find a record of your invoice and any fee payments in My finance. You can find My finance by logging into MyEd.

Do you need help?

If the card payment is refused

A card payment may be refused if:

there is not enough money in the cardholder’s account
the card limit is not high enough
the bank suspects the payment may be fraudulent and prevents it going out

University’s policy on collecting late fees

If you have other fees to pay

You may need to pay other fees for your programme (for example, module fees or dissertation fees).

You can find out if you need to pay extra fees for your programme on the University’s degree finder.

Undergraduate degree finder

Postgraduate degree finder

Our fee definitions

The amount you owe will appear in My finance after your invoice has been raised.

Module fees and individual course fees

Any module or individual course fees must be paid as soon as possible and before the start date of your course. You cannot pay these as instalments.

Dissertation fees and postgraduate research costs

Dissertation fees and postgraduate research costs can be paid as part of your instalment plan.

If you have paid a deposit

If you have paid a deposit towards your programme, this will be deducted from the total amount of fees you have to pay.

Your deposit will not appear on your invoice.

If you pay your deposit early in the year, there may be a delay before this shows on your student account.

If you have problems paying your fees

If you need an extension up to 10 days, please email finance.helpline@ed.ac.uk and confirm the date you are expecting to make this payment by and how it will be paid.

If you require a further extension please complete this form request more time to pay the University

Advice if you have financial problems

This article was published on 2024-07-01